Here at Metro Credit Union, we care about you and want your home buying experience to be a breeze.

Apply Today!


Let your home’s value go to work for you with a Home Equity Line of Credit (HELOC).

Apply Today!

Mortgages Made Easy With Metro Credit Union

We’re here for you every step of the way. Whether you’re buying your first home, buying a new home or refinancing just to save some cash, we want to make obtaining a mortgage as easy as possible for you. 

Whether you are a first time home buyer, looking for a conventional loan, cash out refinance of your mortgage, or open a home equity line of credit (or HELOC), our mortgage specialists will guide you through the home loan process and ensure that you get the right kind of home loan you need, at the lowest rate possible. Our mortgage team is highly experienced in all banking services so you can trust Metro Credit Union to get the loan paperwork completed properly and quickly. 

After closing the relationship doesn’t end there. Your loan will either be serviced in-house by Metro or by one of our partners Mortgage Member Services (MMS) in which we have an ownership interest in. So don’t worry, either way your mortgage is not too far away.

We offer competitive rates with multiple loan options to help you achieve your dreams! Find out more information on our different mortgage offerings below.

Talk to a mortgage specialist at Metro Credit Union to get a low rate on a home loan which is usually lower than most banks.


Conventional mortgages are one of the types of home loans that Metro Credit Union offers in the Springfield, MO area.

Conventional Loans

  • Low interest rates
  • Flexible down payment options

  • Loan amounts up to $1.5 million
  • Experienced MCU lending personnel
Home loans with great rates are available at Metro Credit Union where we have mortgages, refinancing, HELOC, USDA & more.
Metro Credit Union provides Home Equity Lines of Credit (HELOC) so you can get money out of your home at low rates.

Home Equity Loan

  • Competitive low rates
  • Financing available for up to 90% of the appraised value of your home**

  • Experienced MCU lending personnel
A cash out refinance loan will allow you to take a loan out on your home equity to buy more property or do home repairs.

Cash Out Refinance

  • Low interest rates
  • Quick turnaround

  • Low closing costs
  • Experienced MCU lending personnel


**You agree to reimburse the credit union for the waived closing costs if you close the Plan or have a zero balance within 1 year of establishing the Plan. ***Adjustable rates are based on the average 6 Month Treasury Bill rate and will adjust quarterly.


From Metro Credit Union