Metro+ Federal Credit Union dba Metro Credit Union terms of service

Effective Date: 7.2026

Welcome to the Metro+ Federal Credit Union (“Metro+ FCU,” “Credit Union,” “we,” “our,” or “us”) website. These Website Terms of Use govern your access to and use of our public website and related content and services. By using this website, you agree to these Terms. Separate agreements govern Online Banking, Mobile Banking, membership accounts, loans, and other Credit Union services.

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

All content included on this site, such as text, graphics, images, photographs, audio clips, digital clips, and logos, is the property of Metro+ Federal Credit Union dba Metro Credit Union and is protected by both United States and International copyright laws. Any copying, downloading, reproduction, or other use of any information contained on the site may be punishable as a criminal offense as provided in 18 U.S.C. 2319.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Your continued use of the website indicates your continued agreement to be bound by this Agreement, as changed from time to time. You should view these agreements periodically to stay informed of changes that may affect you. Unauthorized use of Credit Union’s web sites and systems including but not limited to unauthorized entry into Credit Union’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Your eligibility for particular products and services is subject to final determination by Credit Union and/or its affiliates.

LINKS

This site may contain links to web sites controlled or offered by third parties (Non-affiliates of Credit Union). Credit Union hereby disclaims liability for any information, materials, products or services posted or offered at any of the third party sites linked to this web site. By creating a link to a third party web site, Credit Union does not endorse or recommend any products or services offered or information contained at that web site, nor is Credit Union liable for any failure of products of services offered or advertised at those sites. Such third party may have a privacy policy different from that of Credit Union and the third party website may provide less security than the Credit Union site. Credit Union highly recommends that you review the privacy policy of each website prior to conducting any transaction on said website.

COOKIES

Cookies are pieces of information stored directly on the device you are using. We use cookies and information gathered through their use to make your experience with Metro+ Federal Credit Union dba Metro Credit Union more personalized based on the products, services, or other interaction you have with us and other sites. Information gathered through use of cookies may be used to make offers to you via online ads on the Congressional Federal website and on third party websites. We also use cookies, sometimes in conjunction with service providers, in online advertising either on our own website or on third party sites to help determine which of our advertisements are most likely to appeal to you.

Cookies also allow us to collect information such as browser type, time spent on the site, pages visited, language preferences, and your relationship with us. We use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize your experience while engaging with us, and to recognize your device to allow your use of our online banking products and services. We collect statistical information about the usage of the site in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how Members and visitors use the site and to assist us with resolving questions regarding the site.

Google Analytics is used to collect much of this information. For more information about Google Analytics view Google’s Privacy Policy

Cookie Settings and Do Not Track Signals

You can refuse to accept cookies and enable “Do Not Track” signals as most devices and web browsers offer their own privacy settings. You will need to manage your privacy settings for each device and browser you use. If you do not accept cookies, you may be unable to use many features of our site, including online products and services. For example, you will not be able to access our online banking services if all cookies are blocked.

“Do Not Track” signals and cookie settings may vary among browsers and devices. We attempt to create a consistent experience for Members but we may be unable to recognize all privacy settings due to the evolution of industry standards and technological advancement.

Google Analytics

We use Google Analytics to collect information about use of our website. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve this site. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.

SUBMISSIONS

All information submitted to Credit Union via this site shall be deemed and remain the property of the Credit Union and Credit Union shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Credit Union through this site. Credit Union shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Credit Union or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Credit Union’s responsibilities and obligations to its members in accordance with the Metro+ Federal Credit Union’s dba Metro Credit Union Privacy Notice.