Metro Credit Union Banking Services
Credit Union Banking Services Made Easy
![Checking Accounts At Metro Credit Union Free checking accounts is one of the banking services available for Metro Credit Union members in Springfield, MO.](https://metro.coop/wp-content/uploads/2022/09/Metro-Credit-Union-4-e1684776962412.jpg)
CHECKING
Whether you want a basic checking account or something more advanced, Metro Credit Union gives you options. We even have checking accounts for kids.
- No minimum balance
- No per-check fees
- Overdraft protection available (some restrictions may apply)
- Direct deposit/Payroll deduction
- Mobile Banking App (Metro MOGO)
- Mobile Deposit
- Digital Wallet Apple Pay
- Free 24/7 online/telephone banking access
- Free instant issuance of debit card
- Free online bill pay with e-statements
- Federally insured up to $250,000 by the NCUA, an agency of the federal government
![Checking Accounts At Metro Credit Union Free checking accounts is one of the banking services available for Metro Credit Union members in Springfield, MO.](https://metro.coop/wp-content/uploads/2022/09/Metro-Credit-Union-4-e1684776962412.jpg)
![Savings Accounts At Metro Credit Union Savings accounts are one of the banking services available for Metro Credit Union members in Springfield, MO.](https://metro.coop/wp-content/uploads/2022/09/Metro-Credit-Union-1-e1684777050172.jpg)
SAVINGS
The Main Share savings account establishes your membership in Metro Credit Union. By depositing and maintaining a minimum balance of $20.00, you have access to all financial products and services offered by the credit union. Some restrictions and underwriting may apply.
- Competitive rates are paid quarterly on all balances over $100
- Rates may change at any time, see latest rates
- Free ATM card
- Mobile Banking App (Metro MOGO)
- Free 24 hr online/telephone banking access
- Sub-share accounts are available for building savings for special events such as vacation, college, taxes or budgeting
- Limit of 5 withdrawals per month free of charge
- Federally insured up to $250,000 by the NCUA, an agency of the federal government
Ready to get started?
![CDs at Metro Credit Union Certificate of Deposits, or CDs, are one of the banking services available for Metro Credit Union members in Springfield, MO.](https://metro.coop/wp-content/uploads/2022/09/Metro-Credit-Union-5-e1684777247147.jpg)
SHARE CERTIFICATE (CD)
Want to earn a higher return than just a savings account? Let Metro Credit Union put your money to work for you by setting up a hassle-free Share Certificate (also known as a CD).
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Various terms are available ranging from 6 months to 5 years to fit your financial needs
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See current rates
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Convenient automatic renewal at maturity
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Interest automatically re-invests back into your certificate or can be mailed to you
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Federally insured up to $250,000 by the NCUA, an agency of the federal government
![CDs at Metro Credit Union Certificate of Deposits, or CDs, are one of the banking services available for Metro Credit Union members in Springfield, MO.](https://metro.coop/wp-content/uploads/2022/09/Metro-Credit-Union-5-e1684777247147.jpg)
![Money Market Accounts At Metro Credit Union Money Market Accounts are one of the banking services available for Metro Credit Union members in Springfield, MO.](https://metro.coop/wp-content/uploads/2022/09/Metro-Credit-Union-3-e1684777378923.jpg)
MONEY MARKET
Looking to earn a higher rate of return yet have the flexibility of check writing? Our Money Market account could be for you.
- $2,500 monthly minimum balance must be maintained to earn dividends
- Rates may change at any time, see latest rates
- Mobile Banking App (Metro MOGO)
- Free 24 hr online/telephone banking access
- Limit of 6 transactions per month free of charge
- Check writing capabilities
- $10 Monthly fee if balance falls below minimum of $2,500
- Federally insured up to $250,000 by the NCUA, an agency of the federal government
Ready to get started?
![Car Loan Springfield MO If you are looking for a car loan & want the process to go easy, then you should call Metro Credit Union in Springfield, MO.](https://metro.coop/wp-content/uploads/2023/05/Car-Loan-Springfield-MO.jpg)
AUTO LOANS
Looking for a car loan that has a rate lower than most banks? Choose Metro Credit Union for your next auto loan. Our easy & flexible terms make this part of the car buying process hassle free.
- Auto loans available at different lengths
- Easy pre-approval
- Lock in your rate for 30 days, see current rates
- Convenient payment options
- Personalized service
![Car Loan Springfield MO If you are looking for a car loan & want the process to go easy, then you should call Metro Credit Union in Springfield, MO.](https://metro.coop/wp-content/uploads/2023/05/Car-Loan-Springfield-MO.jpg)
![Home Loans Springfield MO Get a home loan from Metro Credit Union at the best rates available & with customized service so you can own a home.](https://metro.coop/wp-content/uploads/2023/05/Home-Loans-Springfield-MO.jpg)
HOME LOANS
Whether you need a home loan for a new home, a mortgage refinance, or looking to purchase a 2nd home, Metro Credit Union is here to assist you in obtaining your dream home.
- Home loans at competitive rates
- Rates may change at any time, see latest rates
- Refinancing of your current mortgage
- Easy HELOC loans
- USDA loans available too
Ready to get started?
Banking Services
From Metro Credit Union