Privacy Policy For Metro Credit Union

FACTS

WHAT DOES METRO+ Federal Credit Union dba Metro Credit Union DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
checking account information and credit history
payment history and transaction history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Metro Credit Union chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Metro Credit Union Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	YES	NO
For our marketing purposes – to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – Information about your transactions and experiences	YES	We do not share
For our affiliates’ everyday business purposes – Information about your creditworthiness	NO	We do not share
For our affiliates to market to you	NO	We do not share
For our nonaffiliates to market to you	NO	We do not share

Questions?

Call (417) 869-9654 or go to www.metro.coop

Who we are
Who is providing this notice	Metro Credit Union

What we do
How does Metro+ Federal Credit Union dba Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Metro+ Federal Credit Union dba Credit Union collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or use your credit or debit card apply for financing We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you

Definitions
Affiliates	Companies related by common ownership or control. They can be financial or nonfinancial companies. Metro+ Federal Credit Union dba Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial or nonfinancial companies. Metro Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include advertising/marketing agencies.

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