Privacy Policy For Metro Credit Union
Privacy Policy Last Updated – 12/2010
FACTS
WHAT DOES METRO CREDIT UNION DO WITH YOUR PERSONAL INFORMATION
Why?
Financial companies choose how they share your personal information. Federal law give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What
The types of personal information that we collect and share depends on the product or service you have with us. This information can included:
- Social Security number and account balances
- Credit history and payment history
- Checking account information and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Metro Credit Union chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information |
Does Metro Credit Union Share? | Can You Limit This Sharing? |
|
For our everyday business purposes – Such as to report your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
YES | NO |
|
For our marketing purposes – To offer our products and services to you |
YES | NO |
| For joint marketing with other financial companies | YES | NO |
|
For our affiliates’ everyday business purposes – Information about your transactions and experiences |
YES | NO |
|
For our affiliates’ everyday business purposes – Information about your creditworthiness |
NO | We do not share |
| For our affiliates to market to you | NO | We do not share |
| For our nonaffiliates to market to you | NO | We do not share |
Questions?
Call (417) 869-9654 or go to www.metro.coop
Who we are |
|
| Who is providing this notice | Metro Credit Union |
What we do |
|
| How does Metro Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information. |
| How does Metro Credit Union collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
|
Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be financial or nonfinancial companies. Metro Credit Union’s affiliates includes companies such as a data processor. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial or nonfinancial companies. Metro Credit Union does not share with nonaffiliates so they can market to your. |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include investment, insurance, and other financial services companies. |
